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Investment SIP Calculator

Calculate your Systematic Investment Plan returns

Monthly SIP Amount ($)
Expected Annual Return (%)
Investment Period (Years)
Initial Investment ($)

SIP Formula

FV = P × ((1 + r)^n - 1) / r × (1 + r)
FV = Future Value, P = Monthly investment
r = Monthly return rate, n = Total months
Total Returns = FV - Total Investment

SIP allows you to invest regularly and benefit from compounding over the long term.

⚠ Past performance is not indicative of future results. Investment returns are subject to market risks.

Benefits of SIP Investing

Why SIP is a popular investment method:

Disciplined Investing

Regular investments instill financial discipline and consistency.

Rupee Cost Averaging

Buy more units when prices are low, fewer when high.

Compounding Benefits

Long-term investments grow exponentially with compounding.

Flexibility

Start small, increase amount as income grows.

Example: $500/month SIP at 12% for 10 years. Total investment = $60,000. Final value = ~$116,169. Returns = ~$56,169.

Applications

Mutual Funds Retirement Planning Wealth Creation Long-term Goals Financial Goals

Frequently Asked Questions

What is SIP?▼
SIP (Systematic Investment Plan) is a method of investing a fixed amount at regular intervals in mutual funds or other investments.
How does SIP work?▼
You invest a fixed amount monthly/quarterly. Each investment buys units at current NAV. Over time, compounding grows your wealth.
What is compounding?▼
Compounding is earning interest on interest. Your returns generate additional returns over time, accelerating growth.
What is a good SIP return?▼
Equity funds average 10-15% annually over long term. Debt funds give 6-8%. Past performance does not guarantee future returns.

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